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Radian Group: A Closer Look at The Bold Inigo Deal Transforming Its Growth Playbook!

Radian Group reported solid financial results for the fourth quarter and full year 2025, marked by growth in its core mortgage insurance business and a strategic acquisition that signals a shift toward broader insurance offerings. The company’s mortgage insurance in force portfolio reached an all-time high of $283 billion, supported by a 6% year-over-year growth in new insurance written, reflecting ongoing demand and pricing discipline. Net income from continuing operations was $159 million, or $1.15 per share, in the fourth quarter and $618 million, or $4.39 per share, for the full year. Return on equity remained steady at 13.5% in Q4 and 13.1% for the year, with book value per share increasing 13% annually to $35.29. Credit trends continued favorably with a 2.56% default rate at year-end, driven by strong cure rates and embedded borrower equity, particularly on earlier vintages.