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ACI Worldwide Is Building The Backbone Of Real-Time Payments—Are Banks Increasingly Dependent On Its Technology?

ACI Worldwide Inc.’s financial results for the full year 2025 and its outlook for 2026 present a balanced picture of growth and strategic development, paired with some areas of potential vigilance. The company achieved a notable milestone, reporting double-digit revenue growth, a 10% increase from 2024 to $1.76 billion in revenues, marking its second consecutive year of such growth. This was accompanied by a 9% growth in adjusted EBITDA to $506 million, with the adjusted EBITDA margin expanding to 42%. ACI Worldwide’s strong financial performance further strengthened its balance sheet, ending the year with $196 million in cash and a net debt leverage ratio of 1.2x, which affords the company strategic flexibility in capital deployment, including executing share repurchases totaling $203 million in 2025.