Description

American International Group (AIG) Is Using GenAI at Scale—What Happens When 200,000 Submissions Start Moving Faster Through Underwriting?

American International Group, Inc. (AIG) has reported strong financial performance for the third quarter of 2025, characterized by significant growth in earnings and strategic capital investments. The company achieved an adjusted after-tax income per diluted share of $2.20, marking a 77% increase compared to the same period last year. Adjusted after-tax income increased by 52% to $1.2 billion, driven primarily by its General Insurance business, which showed substantial gains in underwriting income and net investment income. The General Insurance segment delivered a noteworthy performance with an improved calendar year combined ratio of 86.8%, a 580 basis point increase over the prior year. This positive outcome was fueled by robust underwriting results and effective expense management, reflected in a reduced expense ratio.