Citizens Financial Group Upping Their Game With Game-Changing Deposit Franchise Power!

Citizens Financial Group concluded the year with a strong fourth quarter, driven by sequential revenue growth, net interest margin (NIM) expansion, and favorable credit trends. During the fourth quarter, Citizens reported a 10 basis point increase in NIM, which fueled a 3% growth in net interest income (NII). Operating leverage improved positively by roughly 0.5%, displaying a balance between revenue growth and expense management. The company made strides in several strategic areas, including the expansion of their Private Bank, as well as in the high-opportunity New York City Metro market.