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Euronet Worldwide: Merchant Acquiring, Issuing & Infrastructure—The Trifecta Driving Its Next Phase Of Growth!

Euronet Worldwide reported its fourth quarter and full year 2025 results amid notable macroeconomic and immigration-related headwinds, which primarily affected its Money Transfer and epay segments. Despite these challenges, the company maintained growth momentum in its EFT (Electronic Funds Transfer) segment, which demonstrated earnings stability and solid cash flow generation, contributing to a diversified and balanced revenue profile. For the full year 2025, Euronet achieved double-digit adjusted earnings per share (EPS) growth, continuing a multi-year trend of consistent profitability improvements. Adjusted EPS reached $9.61, supported by revenues of $4.2 billion and adjusted operating income of $550 million. Operating margins expanded modestly by approximately 30 basis points year-over-year. Capital allocation remained disciplined, with $388 million deployed towards share repurchases and sustained investment in growth initiatives, including acquisitions such as Kyodai in Money Transfer and Credia Bank’s Merchant Acquiring Business.