Kinsale Capital Group’s Tech Advantage – What Makes Its System So Agile?

Kinsale Capital Group’s second quarter of 2025 reflected both positive performance metrics and challenges within specific segments, maintaining a balance between strong overall growth and competitive pressures in niche markets. Positively, Kinsale reported an increase in operating earnings per share by 27.5% year-over-year and a growth in gross written premiums by 4.9%. These figures underscore the company’s effective management approach and market position. The company posted a combined ratio of 75.8%, revealing its operational efficiency and prudent underwriting practices. Moreover, Kinsale’s book value per share rose by 16% since the end of 2024, demonstrating solid capital management and shareholder value creation. Return on equity was notable at 24.7%, reflecting strong profitability.