Description
Kinsale Capital Group: Transportation, Agribusiness, Ocean Marine—The Bold Push Into High-Potential Niches!
Kinsale Capital Group reported a mixed set of financial results for the third quarter of 2025. The company demonstrated robust growth in operating earnings per share by 24% year-over-year, alongside a commendable 8.4% increase in gross written premiums compared to the third quarter of 2024. Despite the strategic shift due to recent retirements and promotions within the company management, Kinsale maintained a solid operational performance. The company showed a 25.4% operating return on equity for the nine-month period and a notable 25.8% increase in book value per share since the end of 2024. Furthermore, Kinsale’s insurance float increased by 20%, indicating a strong liquidity position. On the positive side, Kinsale registered a low combined ratio of 74.9%, reflecting strong underwriting and cost management despite intensifying competition in the Excess & Surplus (E&S) market.
