Old Republic International Corporation: Specialty Insurance Strategy As A Vital Growth Tool! 

Old Republic International (ORI) reported its second-quarter 2025 results showcasing steady growth and profitability despite challenges in specific business lines. The company’s consolidated pretax operating income increased to $267.5 million from $253.8 million in the prior year’s quarter, with a marginal change in the consolidated combined ratio from 93.5 to 93.6. In the Specialty Insurance segment, ORI experienced a notable 14.6% increase in net premiums earned, resulting in pretax operating income growth from $202.5 million to $253.7 million. The combined ratio in this segment improved to 90.7 from 92.4, aided by favorable development in workers’ compensation, commercial auto, and property lines. Challenges were noted in general liability, which experienced unfavorable development, yet its impact on the loss ratio was minimal. The company also emphasized its ongoing investments in its new specialty underwriting subsidiaries, technology, and talent as part of its growth strategy.