Selective Insurance Group: A Tale Of Insurance Lines Expansion & Some Bets Big on AI To Revolutionize Claims & Underwriting!

Selective Insurance Group reported its first quarter 2025 financial results, indicating a mixed performance. The company achieved a combined ratio of 96.1%, while the after-tax net investment income grew to $96 million. Return on equity and operating return on equity stood at 14.4%, reflecting a robust ability to manage capital effectively. Net premiums written expanded by 7%, driven by growth in the excess and surplus lines and Standard Commercial Lines, although Personal Lines premiums declined by 12%.