BILL Holdings’ Hidden AI Story: 175,000 Businesses Are Already Using Its Tools!

Bill.com Holdings, Inc., a provider of cloud-based software that automates financial operations for small and midsize businesses (SMBs), reported its results for the fourth quarter and fiscal year 2026 along with outlining strategic priorities for fiscal 2027. The company highlighted progress in becoming an AI-native organization, restructuring for improved speed and execution, and delivering solid financial performance despite challenges. Core revenue grew 16% year-over-year in Q4 to $400.5 million, supported by double-digit growth in both accounts payable/accounts receivable (AP/AR) and Spend and Expense (S&E) segments. Non-GAAP operating margin expanded to over 23%, marking an 860 basis point improvement year-over-year, while non-GAAP net income increased by 53%. The company’s integrated platform continued to gain traction, especially among AI-first and technology-focused SMBs, with AI-enabled products adopted by over 175,000 businesses. AI initiatives contributed to operational efficiency, including reduced manual work through agents that automate W-9 collection, invoice coding, and transaction processing.