Description
Chubb: Inside the 24.5% Core Operating ROTCE—What’s Powering These Elite Insurance Returns?
Chubb Limited reported strong third-quarter 2025 financial results, highlighted by record earnings driven by broad-based growth across various segments and geographies. The company’s core operating income rose by 29% to $3 billion, translating into earnings per share (EPS) of $7.49, a 31% increase from last year. This performance was supported by record underwriting and investment results as well as solid premium revenue growth, indicating the diversified strength of the company’s portfolio. Chubb’s geographic diversity fueled its performance, with contributions from North America, Asia, Latin America, the United Kingdom, and Europe. Growth was evident across customer segments including consumer segments like homeowners and auto, specialty personal lines, life and international accident & health (A&H), as well as commercial property and casualty (P&C), particularly in middle market and small commercial lines, crop insurance, and financial lines. Underwriting income reached a record $2.
