Enact Holdings’ New Rate360 Engine—Is This AI-Powered Pricing Revolution Just the Beginning?

Enact Holdings Inc. reported its financial results for the first quarter of 2025, highlighting both strengths and challenges faced by the company. The company demonstrated robust financial performance with adjusted operating income of $169 million, marking a 2% increase year-over-year. It reported an adjusted earnings per share (EPS) of $1.10, up 6% from the previous year, and adjusted return on equity was 13.4%. The company’s insurance in-force grew to $268 billion, a 2% increase compared to the prior year.