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Enact Holdings’s $15 Billion Insurance Growth & $600 Million Capital Return Plan Put AI-Driven Expansion In Focus!

Enact Holdings, Inc. reported its second quarter of 2026 financial and operational results reflecting ongoing execution of its strategy within the private mortgage insurance industry. The company posted adjusted operating income of $177 million, or $1.26 per diluted share, representing slight growth sequentially and year-over-year. Adjusted return on equity was 13.2%, aligned with management’s expectations. New insurance written (NIW) increased 19% sequentially and 15% year-over-year to $15 billion, contributing to a total insurance in force of $274 billion, which also grew modestly. Credit performance remained resilient with new delinquencies down 9% sequentially and total delinquencies steady at a 2.6% rate. Losses of $33 million and a 14% loss ratio improved slightly from the previous quarter. The company benefited from a release of $37 million in reserves due to favorable credit trends and effective loss mitigation.