Fair Isaac Corporation (FICO)

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Description

Fair Isaac (FICO): Expanding Platform ARR to Help Tilt The Competitive Dynamics In Its Favor! 

 

Fair Isaac Corporation (FICO) recently reported its second-quarter 2025 financial results, showcasing a solid performance with notable growth across several metrics but also highlighting some areas of concern. The company’s revenue for the quarter reached $499 million, marking a 15% increase from the previous year. This growth was propelled largely by the Scores segment, which demonstrated a robust 25% year-over-year increase, primarily due to heightened mortgage origination activity. Notably, this segment’s business-to-business (B2B) revenue climbed 31%, reflecting strong demand for mortgage originations. However, consumer-facing (B2C) revenues saw a modest 6% rise, owed to revenue gains from indirect channels.

Our Report Structure:

⦁ Company Overview
⦁ Investment Thesis
⦁ Key Drivers
⦁ Historical Quarterly Statement Analysis – Income Statement & Cash Flows
⦁ Historical Quarterly Balance Sheet Analysis
⦁ Historical Annual Financial Statement Analysis
⦁ Analysis Of Key Financial Ratios
⦁ Financial Forecasts For 3 Years
⦁ Forecasting The Capital Structure & Net Debt
⦁ Discounted Cash Flow Valuation
⦁ Trading Multiples
⦁ Key Risks
⦁ Disclosures

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