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First American Financial Corporation: How Data Centers And Energy Deals Are Changing The Game!

First American Financial Corporation reported a fourth quarter and full-year 2025 performance marked by notable growth in its commercial segment contrasted by ongoing challenges in the residential market. Adjusted earnings per share rose 47% year-over-year to $1.99 in the fourth quarter, supported by a 35% increase in commercial revenue. This growth was fueled by both higher average revenue per order, which rose 22%, and a 10% increase in closed orders across nine of eleven asset classes. Commercial activity benefited from increased sales volumes, higher commercial lending, and a rise in refinance transactions—refinance activity accounting for approximately 40% of commercial premiums, up from the historical 30%. Segment revenue of $339 million also set a record average revenue per order at $18,600. In contrast, residential activity remained subdued with purchase revenue down 4%, reflecting a 7% decline in closed orders partially offset by a 4% rise in average revenue per order.