Primerica, Inc.: Will The Increased Product Sales in Investment and Savings Products Last?

Primerica, Incorporated had a compelling fourth quarter in 2024, showcased by growth across key performance metrics. The company recorded an 11% increase in adjusted net operating income compared to the previous year, while adjusted operating income per share rose by 17%. For the entire year, these figures reflected a 14% and 20% increase, respectively. This robust performance was buoyed by increased sales volume and elevated client asset values, particularly within Primerica’s Investment and Savings Products (ISP) segment. The company effectively leveraged its significant in-force block of term life insurance premiums to bolster its financial standing.