Radian Group: Tacking Insurance Persistency Fluctuations, Credit Facility Dependence & Volatile Macroeconomic Conditions!

Radian Group delivered robust performance in the second quarter of 2025, demonstrating the strength of its high-quality mortgage insurance portfolio and efficient capital management. The company reported a net income of $142 million, translating to $1.02 per diluted share, slightly up from $0.98 in the previous quarter. Return on equity was 12.5%, and the book value per share increased by 12% year-over-year to $33.18. Despite these commendable metrics, unrealized net losses on investments of $2.02 per share are expected to accrete back into the book value over time, indicating a potential future challenge.